Terms of Service

These Terms of Service ("Terms") govern your use of the portfolio website at this domain, operated by Tjaž Kovač ("I", "me", or "my"). By accessing or using this Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.

1. Acceptance of Terms

By visiting this Site, submitting any form, or otherwise interacting with this website, you confirm that you are at least 16 years of age and accept these Terms in full. These Terms apply to all visitors, users, and any others who access or use the Site.

2. Use of the Site

You may use this Site for lawful purposes only. You agree not to:

• Use the Site in any way that violates applicable local, national, or international law or regulation
• Transmit unsolicited or unauthorised advertising or promotional material (spam)
• Attempt to gain unauthorised access to any part of the Site or its related systems
• Introduce viruses, trojans, worms, or other malicious code
• Scrape, crawl, or data-mine the Site without prior written consent
• Reproduce, duplicate, or exploit any part of the Site for commercial purposes without written permission

3. Intellectual Property

All content on this Site — including but not limited to text, design, graphics, code, and layout — is the intellectual property of Tjaž Kovač unless otherwise stated. All rights are reserved.

You may share links to this Site and quote brief excerpts for non-commercial purposes with attribution. Any other reproduction, modification, distribution, or exploitation of the content requires prior written permission from me.

4. Contact Form & Communications

When you submit a message via the contact form, you acknowledge that:

• The information you provide is accurate and complete
• You have the right to provide the company or organisation information included
• I may use the information to respond to your inquiry and for internal record-keeping
• Submission does not constitute a binding contract or guarantee of engagement

5. Newsletter

By subscribing to the newsletter, you consent to receive periodic email updates. You may unsubscribe at any time by clicking the unsubscribe link in any email or by contacting me at tjazk@ricochetgroup.net. I will not send spam and will never share your email with third parties for marketing purposes.

6. Third-Party Links

This Site may contain links to external websites (e.g. Ricochet Group, GitHub, LinkedIn). These links are provided for convenience only. I have no control over the content or privacy practices of third-party sites and accept no responsibility for them. Visiting linked sites is at your own risk.

7. Disclaimer of Warranties

This Site is provided on an "as is" and "as available" basis without any warranties of any kind, either express or implied. I do not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components. To the fullest extent permitted by law, I disclaim all warranties.

8. Limitation of Liability

To the maximum extent permitted by applicable law, I shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of (or inability to use) the Site, including loss of data, revenue, or business opportunity. My total liability for any claim related to this Site shall not exceed €100.

9. Governing Law

These Terms are governed by and construed in accordance with the laws of the Republic of Slovenia, without regard to conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts of the Republic of Slovenia.

10. Changes to These Terms

I reserve the right to modify these Terms at any time. The "Last updated" date will reflect when the most recent changes were made. Continued use of the Site after changes take effect constitutes your acceptance of the revised Terms.

11. Contact

For questions about these Terms, contact me at:

• Email: tjazk@ricochetgroup.net
• Location: Slovenia, EU